Protect your property with home or fire insurance

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You should purchase a home or a fire insurance in case you need an insurance coverage for a fire or some other damage. The insurance of your housing company covers the damage to the structures, but not to the personal property. Home or fire insurance will cover your movable property in a case of damage. Most home insurance policies include a fire insurance.

You should carefully review the terms and conditions of an insurance. Choose the appropriate level of insurance for your own needs. Insurance should also cover liability and legal protection if a family member or a pet is causing damage to other residents.

Home insurance is usually common to the whole household, meaning it protects the property of all family members. Pets are usually insured with an additional animal insurance.

The insurance contains safety-related instructions. You can find these instructions in the terms of an insurance policy. You should read the instructions carefully. The residence must have, for example, a functioning smoke alarm, doors and windows must be locked, you should follow regulation for storing flammable liquids, you should not smoke in a bed, you should not leave a washing machine working without supervision and close water tap after using a washing machine. Taking care and paying attention will help to prevent damage.

Published 2019-02-20 15:23 , updated 2019-02-20 15:23

  • Fire safety, 
  • Safety instructions, 
  • Public safety